|
|
| |
Looking to buy a property abroad?
Overseas property for sale in Croatia, France, Italy, Mallorca & Sardinia
Apremont Overseas property sale.
|
Buying Property in Mallorca
We offer a very extensive range of carefully selected properties in all areas of Majorca and introduce you to our excellent and multi-lingual team of consultants, who are distinguished by their experience and expertise and will leave no stone unturned to find the perfect property for you in Majorca. We support you before, during and after the whole buying process and provide you the contact details of the best lawyers, services and service businesses, which are relevant to the purchase of your property in Majorca.
Below is a detailed list of our services:
We will advise you before you buy
 We offer detailed and expert advice.
Every object will be deeply scrutinized by us.
We update our website and database daily.
We view all eligible properties beforehand.
We provide you with the purchase documents.
We have international, well educated and experienced multilingual staff. We will do everything to fulfill the wishes and expectations of our customers.
We are available 365 days a year, almost around the clock for our customers and owners.
During the purchase
We will open an account with a Spanish bank together with you.
Recover the bank guarantees to the seller.
We arrange a contact with a bank and a payment technical support.
We can prepare a snagging list for you if required.
We give you the opportunity to seek financial advise with several banks.
You will be solely represented by English speaking lawyers and notaries, so you can understand every detail of the whole purchase process.
We arrange the preparation of the private and notarized sales contract.
We take care of the fiduciary management of your deposit until the notarisation.
We offer a wide service spectrum like the financing, experts, surveyors, etc.
We will give you the contact details of lawyers, furniture stores, interior designers, architects, contractors, insurance and moving companies.
After the purchase
You will still enjoy our personal service.
We help you to register your property in the land register.
We will give you a detailed overview of the administrative duties you have to pay.
We take care, during your absence, for a representation at owner meetings.
Upon request, we will help you set up your property (including alterations). We have the best contacts with architects and decorators.
To ensure maintenance of your new property during your absence, we will be happy to provide excellent companies that are specialized in the care and management of home, garden and pool services.
We give you regular updates about the Spanish real estate law by our local lawyers.
To complete the legal and fiscal realities our German, English and Spanish-speaking lawyers and accountants will take care of our residents here. So you are always in safe hands!
Q: What does it generally cost for property in Mallorca?
A. Prices for a one bedroom apartment start around 110.000 Euros (£76.000). Of course, the price is in line with the property size, as more luxurious and spacious the property is, as more it costs. You should also add 10% to the purchase price to cover costs like surveys, taxes, etc.
Q. Is it easy to purchase a property in Majorca?
A. Yes, very easy. We will introduce you to friendly, supportive people who will help you through all aspects of purchasing your property efficiently. They are all professionals, speak fluent English, live in Mallorca, and have a great deal of experience helping people from the UK who are new to buying offshore properties. They will assist you with all aspects of the Mallorca purchasing process, e.g. obtaining a NIE number, open a bank accounts etc.
Q. Can I trust the people I will deal with? How will I know?
A. You can save a lot of time and anguish by using reputable people and companies who we will be happy to recommend to you. We have lots experience of working with them and we would not give approval if they were not dependable and trustworthy. Our reputation depends on theirs - we could lose our business if we introduced clients to disreputable or unreliable traders. Mallorca Luxury Estate will help you every step of the way, and will be right there with you to deal with anything you do not understand fully from beginning to end of your Mallorca property purchase.
Q. What type of deposit will I need?
A. Once you have found the property in Mallorca that you want and have agreed a price with the estate agent, you must fill out an Option-Purchase Contract and send 10% of the purchase price to a special account held by the agent. The lawyer we introduce you to will handle this for you. Once you have signed the Option-Purchase Contract and sent your deposit, a date will be set for completion of the deal. Negotiating this date is very important - if you do not complete the deal by the deadline, you could lose your deposit.
Q. Is getting a mortgage and bank account easy?
A. Yes. For the mortgage, you will have to show proof of income recent payslips or a P60 will suffice. You will need a copy of your latest accounts if you are self employed. You may borrow up to 70% of the first property purchase price and 60% of the purchase price of all other properties after that. Opening a bank account is fast and easy. You will have to show your current passport and two other IDs, including NIE number. After opening your account, requesting credit and debit cards is then done almost instantly.
Q. What types of mortgages are available in Mallorca?
A. You can have a variable rate or fixed rate mortgage, just like in the UK, the more popular of which is currently the variable mortgage. Your rate on the variable is fixed in advance annually, and reviewed at each years end. Then it is adjusted for the next years payments.
Q. Is there a Council Tax when you own a property?
A. There is a Town Hall Tax, which is for public services such as waste collection, etc., and is only a few hundred pounds annually, dependent on size and location. Other costs and taxes include Wealth Tax, which is small but based on the value of your property. There are also community fees, which a management company charges on their properties within a complex, do check what these fee do and do not include.
Q. How are bills paid?
A. Your Spanish bank will organise standing order payments or direct debits for all utility bills once you open a bank account on Mallorca. It is only a matter of transferring your funds from the UK, which can be done electronically, you will need to use a money broking company who will change Sterling to Euros, transfer the funds and deposit in your Spanish account.
|
|
Chalabre, Aude France > Languadoc-Roussillon
€39,000
|
France > Languadoc-Roussillon
€47,500
|
Crotone, Torre Melissa Resort Italy > Calabria
€50,000
|
Proche Puivert, Aude France > Languadoc-Roussillon
€64,500
| |
|
|
|
